Farmers Business Insurance

Business insurance

Business insurance safeguards against many hazards that could affect your investment. You want a company that can customize your coverage-minimize the gaps and avoid costly duplications.

Farmers does this and more! From personal, professional service to fast, expert claims handling, to safety education and loss control services-Farmers is the insurance group for you!

 

PROPERTY: Customized property coverages are designed to meet your individual needs, including your buildings, business property business continuation, replacement cost, inflation guard and equipment breakdown coverage.

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GENERAL LIABILITY: Our liability coverage is your best defense-offering coverage for premises, products, contractual, personal and advertising injury, and many other liability exposures.

CRIME COVERAGE: As a business owner, you have to concern yourself with theft losses you may sustain from both inside and outside of your establishment. Farmers offers options that provide coverage ranging from employee dishonesty to depositor’s forgery, plus broad from money and securities coverage.

 

OPTIONAL COVERAGES AND LIMITS: Farmers offers you the choice of additional coverages and higher limits in some areas. You have the option to increase limits on several coverages, such as outdoor signs and accounts receivable. Plus you can add coverages, such as employee benefits liability.

 

EMPLOYMENT PRACTICES LIABILITY INSURANCE: If you even interview for employment this is vital and necessary coverage which can be added to primary policy at a very low rate.

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WORKERS COMPENSATION: Farmers is working to address the increasing cost of Workers Compensation through our highly trained claims personnel, Farmers Care and fraud prevention programs and other custom services to cover you and your employees.

 

BUSINESS AUTO COVERAGE: We also offer all the standard coverages plus many options for the vehicles you won, lease or rent and use in your business.

 

UMBRELLA LIABILITY COVERGE: You often hear and read about large jury awards resulting from liability lawsuits. Our Umbrella policy provides added coverage for those liability judgments that could be devastating to your business.

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ADDITIONAL COVERAGES: Surety Bonds, Errors and Omissions, Directors and Officers Liability.

BUSINESS LIFE PROGRAMS: include Qualified Pension Plan, Simplified Employee Pension Plan, Partnership Sole Proprietor, Key Person and more.

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