Condo Insurance

Condo Coverage Considerations


Farmers Condominium insurance allows you to select the coverage you want for the things you value most, like:

  • Your condo – You’re covered for accidental damage to improvements you make in your unit that your association’s policy does not cover, up to your condo insurance policy limits.
  • Your possessions – Insurance covers your personal belongings too, up to your policy limits.
  • Your assets – Condo insurance can help protect your assets from liability claims if you are sued.


Here are some questions to ask yourself when considering coverage: 

  • How much would I need to cover my financial investment if disaster did strike?
  • What would it cost to replace my personal belongings in my home?
  • If someone threaten to take me to court, would my assets be covered?

Make sure you have adequate Condo insurance to protect the following:

Your assets

Your Liability insurance coverage should be enough to protect the value of your assets. If you are sued, don’t leave yourself financially exposed.

Your valuables

Collectibles, fine art, jewelry and other valuable items could require additional coverage.

Your personal belongings

Many people make the mistake of underestimating the contents of their home. Taking an inventory of your personal property can help.

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